Idiomas

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Deposit Account Rates

 

Check out our current IRA & CD Specials.

Attractive rates on IRAs, plus great returns on our 15-Month Access CD, 32-Month Rising Rate CD, 13-Month CD, 17-Month CD, 22-Month CD, 30-Month, 48-Month CD, and 60-Month CD.

Rates for Certificates of Deposit and
Individual Retirement Accounts (IRA)
Effective as of
April 19, 2018
Minimum to open: $1,000
10-Month Access and 15-Month Access Minimum to Open: $10,000
Other Terms Available
TERM $1,000-$24,999.99 APY* $25,000 & OVER APY*
3 months (CD only) 0.05% 0.15%
6 months 0.15% 0.25%
9 months 0.20% 0.30%
10 months 0.75% 0.85%
10 months Access** (CD only) 0.15% 0.15%
11 months 0.20% 0.30%
12 months 0.20% 0.30%
13 months 1.36% 1.46%
15 months 0.20% 0.30%
15 months Access** (CD only) 1.00% 1.00%
17 months 1.81% 1.91%
18 months 0.40% 0.50%
19 months 0.40% 0.50%
20 months 1.91% 2.02%
22 months 2.02% 2.12%
24 months 0.50% 0.60%
25 months 0.50% 0.60%
30 months 2.12% 2.22%
36 months 2.42% 2.52%
48 months 2.52% 2.63%
60 months 2.68% 2.78%
*The Annual Percentage Yield (APY) is based on quarterly compounding. Unless otherwise noted, you must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal.
**The Access CD offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.
Rate restrictions may apply to business and public funds deposits; please see us for details. 

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Variable Rate
Individual Retirement Accounts
Effective as of
April 19, 2018
TERM $1,000-$24,999.99 APY* $25,000 & OVER APY*
18 month Variable** 1.00% 1.10%
No minimum balance required to open account or obtain APY.
*The Annual Percentage Yield (APY) is based on quarterly compounding. Rates subject to change at any time. Special restrictions may apply. Penalty for early withdrawal, which may reduce earnings.
**Variable Rate IRA rate is subject to change after the account is opened.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

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Money Market & Savings Rates Effective as of
April 19, 2018
Value Edge Money Market Account
$10,000 minimum to open
BALANCE INTEREST RATE APY*
Less than $10,000 0.05% 0.05%
$10,000 to $49,999.99 0.20% 0.20%
$50,000 to $249,999.99 0.25% 0.25%
$250,000 to $499,999.99 0.30% 0.30%
$500,000 and Over 0.35% 0.35%
Union Money Fund
$50 minimum to open
BALANCE INTEREST RATE APY*
$2,500 to $4,999.99 0.05% 0.05%
$5,000 to $24,999.99 0.15% 0.15%
$25,000 to $49,999.99 0.20% 0.20%
$50,000 to $99,999.99 0.20% 0.20%
$100,000 and Over 0.25% 0.25%
You must maintain a daily minimum balance of $2,500 to obtain the APY.
Union Savings Account and MyStyle Savings Account
$25 minimum to open
BALANCE INTEREST RATE APY*
$0.01 or more 0.05% 0.05%
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

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Health Savings Account Effective as of
April 19, 2018
BALANCE INTEREST RATE APY*
Less than $2,500 0.10% 0.10%
$2,500 to $4,999.99 0.20% 0.20%
$5,000 to $24,999.99 0.30% 0.30%
$25,000 to $49,999.99 0.50% 0.50%
$50,000 to $99,999.99 0.70% 0.70%
$100,000 and Over 0.90% 0.90%
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

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Checking Account Rates Effective as of
April 19, 2018
Bonus Checking (when activity requirements met)**
BALANCE INTEREST RATE APY*
$0.01 to $100,000 1.00% 1.00%
Over $100,000 0.10% 0.10%
Bonus Checking (when activity requirements not met)**
BALANCE INTEREST RATE APY*
$0.01 or more 0.05% 0.05%
**Statement Cycle Activity Requirements: 12 debit card purchases posted (excludes ATM transactions), receive e-Statements via Online Banking (requires ongoing valid e-mail address), access Online Banking, Direct Deposit posted.
Journey Checking
BALANCE INTEREST RATE APY*
$100 to $4,999.99 0.05% 0.05%
$5,000 to $9,999.99 0.05% 0.05%
$10,000 to $24,999.99 0.05% 0.05%
$25,000 & over 0.05% 0.05%
You must maintain a daily minimum balance of $100 to obtain the APY.
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Minimum opening balance is $50 unless noted otherwise. Fees may reduce earnings.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.